PERAN PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN DALAM MENCEGAH TINDAK PIDANA PENCUCIAN UANG (STUDI DI KOTA CIREBON)

ajeng novita sari

Abstract


Banks are financial institutions that are a place for individuals, state-owned enterprises, private business entities, even government institutions to store their funds. Money laundering is a difficult problem to prove. Money laundering is often done by utilizing the services or facilities provided by banks. The Financial Services Authority is an institution established under Law No. 21 of 2011. This institution was established to conduct supervision of the financial services industry in an integrated manner in preventing the occurrence of money laundering crimes. The Financial Transaction Reporting and Analysis Center (PPATK) is an independent institution that is tasked with combating money laundering in Indonesia. Its two main tasks are to detect the occurrence of money laundering crimes and assist law enforcement related to money laundering and predicate crimes.

This research aims to analyze the role of PT Bank Pembangunan Daerah West Java and Banten (Bank bjb) in preventing money laundering and analyze inhibiting factors in preventing money laundering crimes in PT Bank Pembangunan Daerah West Java and Banten (Bank bjb) Cirebon. This research was conducted using sociological juridical legal research methods (socio-legal research). The collected legal materials will be comprehensively reviewed and analyzed deductively with systematic presentation.

In this study it can be concluded that the role of Bank bjb in preventing money laundering crimes has been effectively carried out. This is evidenced by the results of bank bjb procedure that identifies / verivikasi customer data / prospective customer / walk in customer through bjb AMOLA so that customer data / prospective customers can be accessed through BJB AMOLA by using From Identification TKM so that Bank bjb becomes a healthy Bank. Inhibiting Factors in Tackling Money Laundering Crimes at PT Bank Pembangunan Daerah West Java and Banten (Bank bjb) Cirebon is a factor of law enforcement itself, which is related to juridical and technical constraints in finding evidence in finding evidence in conducting the results of identification, verification and monitoring of transactions carried out by money laundering criminals and the difficulty of asking for information from banks about the deposits of perpetrators against banks if money is made. The proceeds of the crime are stored in an account that does not belong to the perpetrator but is stored in the account of another party. In addition, there are still some customers who do not update data to Customer Service so as to cause a difference between the amount of income and the customer profile.


Full Text:

PDF

References


Anwar Nasution. 1998. Sistem Keuangan dan Proses Money Laundering. Hukum Bisnis Vol.3.

Adrian Sutedi. 2010. Hukum PerBankan Suatu Tinjauan Pencucian Uang, Merger, Likuidasi, Dan Kepailitan. Jakarta: Sinar Grafika.

Group Penanganan Anti Pencucian Uang dan Pencegahan Pendanaan Terorisme. 2018. Peran dan Capaian OJK dalam Rezim APU PPT Sektor Jasa Keuangan – Presentasi dalam Rangka Penyusunan Indeks Persepsi Publik terhadap TPPU dan TPPT Tahun 2018. Jakarta: Otoritas Jasa Keuangan.

Munir Fuady. 1996. Hukum Bisnis dalam Teori dan Praktik Buku Kesatu. Bandung: Citra Aditya Bakti.

Munir Fuady. 1998. Bisnis Kotor Anatomi Kejahatan Kerah Putih. Bandung: Citra Aditya Bakti.

Marulak Pardede. 1995. Hukum Pidana Bank. Jakarta: Pustaka Sinar Harapan.

Muctar Kusumaatmaja, 1986. Pembinaan Hukum dalam Rangka Pembangunan Nasional. Bandung: Bina Cipta

NHT. Siahaan. 2005. Pencucian Uang dan Kejahatan Perbankan. Jakarta: Pustaka Sinar Harapan.

Pande Radja Silalahi. 1998. Pencucian Uang dan Sistem Keuangan Internasional, Hukum Bisnis, Jakarta: Pustaka Sinar Harapan.

Paku Utama. 2013. Memahami Asset Recovery dan Gatekeeper. Jakarta: Indonesian Legal Roundtable.

R.otje Salman. 1989. Beberapa Aspek Sosiologi Hukum. Bandung: Alumni.

Reda Manthovani, dan Narendra Jatna. 2015. Rezim Anti Pencucian Uang dan Perolehan Hasil Kejahatan di Indonesia. Bandung: Aditya Bakti.

Soerjono Soekanto. 1986. Faktor-Faktor yang Mempengaruhi Penegakan Hukum. Jakarta: Rineka Cipta.

Soerjono soekanto. 1983. Beberapa Permasalahan Hukum Dalam Rangka Pembangunan Di Indonesia. Jakarta: Universitas Indonesia.

Yenti Garnasih. 2003. Kriminalitas Pencucian Uang (money Laundering). Jakarta: UI, Fakultas Hukum, Pascasarjana.




DOI: https://doi.org/10.20884/1.jih.2021.7.2.275

Refbacks

  • There are currently no refbacks.



JURNAL IDEA HUKUM (ISSN Online: 2442-7241 | ISSN Print: 2442-7454) is licensed under a Creative Commons Attribution 4.0 International License

Indexed by:

Crossref logo  DOAJ has had a makeover and we hope you like the result! – DOAJ Blog  Sinta, Scopus ala Indonesia dari Kemenristekdikti – STIE Lhokseumawe